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Results may vary depending on your particular facts and legal circumstances.

ACCREDITATIONS AND RECOGNITIONS

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house

30-YEAR FIXED

Interest Savings

Estimated interest savings for a 30-year fixed rate on a $300,000 home, ranging from the lowest to the highest credit scores.

Credit Score APR Monthly Interest Payment Monthly Interest Savings 30-Year Interest Paid 30-Year Interest Saved
620-639 8% $ 2,201 - $492K -
640-659 7.45% $ 2,088 $113 $452K $40,000
660-679 7.02% $ 2001 $200 $420K $72,000
680-699 6.81% $ 1958 $243 $405K $87,000
700-759 6.63% $1922 $279 $392K $100,000
760-850 6.41% $ 1,878 $323 $376K $116,000

How It Works

Fix & Improve Credit for Better Mortgage Approval

STEP 1
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Talk with an Expert

Contact us for a 100% free evaluation (no credit card required). If we can’t help, we’ll let you know right away. The last thing we want to do is waste your time or money.

STEP 2
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We'll Battle for You

Cleaning up negative credit begins with us leveraging your consumer protection rights. We engage all 3 major credit bureaus and creditors to remove inaccuracies on your credit report.

STEP 3
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Guaranteed Service

With more than 13 years of experience, we always stand behind our work. If you do not have results in the first 90 days you will get your money back.

GET IN TOUCH
Free Case Evaluation
Please fill out the form below to request your Free Case Evaluation.

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Results may vary depending on your particular facts and legal circumstances.
OUR PROCESS

Our Mortgage Credit Repair Process

Our Mortgage Credit Repair process is personalized and results-driven, focusing on targeted strategies to improve your mortgage eligibility. We provide expert guidance, proactive monitoring, and comprehensive education to ensure long-term credit health and better mortgage terms.

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Free Case Evaluation
Please fill out the form below to request your Free Case Evaluation.

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Results may vary depending on your particular facts and legal circumstances.

Leading studies reveal 79% of credit reports contain mistakes or serious errors.

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GOOD CREDIT BENEFITS

Advantages of Good Credit

 

How Good Credit Can Enhance Your Home Buying Experience.

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Lower Interest Rates

Good credit often qualifies you for lower mortgage interest rates, saving you money over the life of the loan.

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Better Loan Options

You’ll have access to a wider range of mortgage products and lenders, giving you more choices and flexibility.

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Reduced Down Payments

With good credit, you might be eligible for lower down payment requirements, making it easier to purchase a home.

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Faster Loan Approval

Good credit can speed up the loan approval process, allowing for a smoother and quicker home buying experience.

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Lower Insurance Premiums

Homeowners with good credit often receive better rates on home insurance, reducing overall homeownership costs.

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Stronger Negotiating Power

Good credit strengthens your position when negotiating with lenders, potentially leading to more favorable terms and lower fees.

CREDIT REPAIR PRICING

CHOOSE YOUR PLAN

Choose a plan that works for you. Pay per month or a one-time fee with 100% Money Back Guarantee!

INITIAL CONSULTATION

$0/mo

  • Free Credit Evaluation
  • Free Credit Consultation
  • Free Credit Proposal
MONTHLY PLAN

$129/mo

First Work Fee $195.00
  • All 3 Credit Bureaus
  • Bureau Item Disputes
  • Credit Repair Counseling
  • Credit Monitoring
  • FICO® score update
6 MONTH PLAN

$750

First Work Fee $195.00
  • All 3 Credit Bureaus
  • Bureau Item Disputes
  • Credit Repair Counseling
  • Credit Monitoring
  • FICO® score update
GET IN TOUCH
Free Case Evaluation
Please fill out the form below to request your Free Case Evaluation.

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Results may vary depending on your particular facts and legal circumstances.
COMMON FAQS

Frequently
Asked Questions

Welcome to our Credit Repair FAQs section. Here, we address common questions about the credit repair process, how it works, and what you can expect. We aim to provide clear and concise information to help you understand and navigate your credit improvement journey.

Topics

How does improving credit save money on mortgage interest?

Mortgage companies have interest rates that are based on different ranges of credit scores. The better the credit score typically the lower the interest rate. Therefore improving your credit can save you money on the interest cost of your mortgage.

What does a credit repair company do?

Credit repair companies remove negative or inaccurate items on your credit reports by filing disputes on your behalf to the major credit bureaus to get them removed.

How long does it take to fix credit to buy a house?

Fixing or improving credit typically takes 6 Months or More.

What items on my credit reports can you help me remove and improve?

We have successfully helped clients remove or improve bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens, and student loans.

Will the removed items come back?

Removed items do not return as long as they were current or paid at the time of removal, or if the collection is older than three years, except in very rare circumstances.

What is your 100% Money Back Guarantee?

You are entitled to a 100% refund on all monthly payments if we do not remove more than 25% of the negatives worked on within six months, provided you had at least four negatives on your credit report at sign-up. You must not have used a credit consulting agency or attempted credit repair in the two years prior to signing up. You must also agree to send updated reports from the three credit bureaus within five days of receipt. The client’s responsible for informing us if updated reports are not received every 15-45 days.

What damages a credit score most?

Here are eight actions that could negatively impact your credit scores:

  1. Missing a payment deadline.
  2. Paying credit cards and loans late
  3. Maintaining a high debt-to-credit ratio.
  4. Applying for new credit
  5. Submitting multiple credit applications simultaneously.
  6. Closing a credit card account.
  7. Halting your credit-related activities for a long duration.
  8. Ignoring errors on your credit report.

What is considered bad credit scores?

Credit scores below 580 FICO and a VantageScore below 601 are considered poor and very poor credit ranges.

Is credit training legal?

Yes, credit training is legal. Our credit education and document processing services help you leverage the Fair Credit Reporting Act (FCRA), which allows you to dispute any item on your credit report. It must be removed if the item cannot be verified within a reasonable time (usually 30 days). Studies show that 79% of credit reports contain errors, meaning most reports see immediate improvement. Even for non-error items, creditors often can’t verify records in time, leading to their removal. We prepare documents to challenge unverifiable items effectively.

Is credit training and education worth my time and money?

Credit training can be very effective, especially with guidance from experienced professionals. Anyone with a credit score below 720 can benefit from credit education. However, your financial situation and the time frame for results are crucial factors. Accurate items can sometimes be removed if creditors make mistakes or miss deadlines.

What can I expect when I enroll in credit education?

We guide you through the entire process and prepare all necessary documents. Our deep understanding of credit scoring and our experience dealing with creditors and credit bureaus allow us to communicate effectively on your behalf. We’ve mastered the laws that help remove negative information, ensuring a flawless, money-back guarantee system.

WHAT OUR CLIENTS SAY

Real People. Real Results.

5.0
Based on 7 reviews
Lindsay Jordan
18:33 04 Jun 24
My credit was so bad that I didn’t even have a credit score. I was embarrassed and not sure what I was supposed to do. I got in touch with Angie at Premier Credit Solutions. She was amazing. Angie never talked down to me or made me feel like I wasn’t going to be able to achieve my goals. In less than a year I have a Fabulous credit score and a well rounded credit report. She explained everything that was happening and taught me everything I need to know to keep moving forward with my credit future. We are actually looking into buying our first home and it’s because of everything Angie at Premier Credit Solutions has taught me to do. Thank you so much. I highly recommend Premier Credit Solutions for ALL of your credit needs and questions!!
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My credit was so bad that I didn’t even have a credit score. I was embarrassed and not sure what I was supposed to do. I got in touch with Angie at Premier Credit Solutions. She was amazing. Angie never talked down to me or made me feel like I wasn’t going to be able to achieve my goals. In less than a year I have a Fabulous credit score and a well rounded credit report. She explained everything that was happening and taught me everything I need to know to keep moving forward with my credit future. We are actually looking into buying our first home and it’s because of everything Angie at Premier Credit Solutions has taught me to do. Thank you so much. I highly recommend Premier Credit Solutions for ALL of your credit needs and questions!!
Lindsay Jordan
18:33 06/04/24
Angie and her team of staff are phenomenal! I discovered their services through my best friend who lives in Reno, NV. Although I’m not a local Reno resident, Angie and her team has always made it a point to touch base with me via email, text message or phone call. Their payment process is seamless. I appreciate the ability to communicate via text message. They’re very responsive. My credit is a work in process but I’m very pleased with the results thus far and I’m excited for the future. Definitely recommend!!
Kellyn Torrez
18:46 01/16/24
I worked with Angie and she was very helpful! Went above and beyond to help me get my credit up to buy a new home. I would definitely recommend her to my family and friends!
Dulce Avila
00:48 01/05/24
If you have poor credit , do not hesitate to reach out to Angie she will be able to help you out better than anyone! Free consultation to see if it is right for you! She has helped so many of my clients and friends, definitely recommend!
Caitlyn Evans
16:31 07/10/23
Excellent service and excellent results
Billy Warner
19:07 06/20/23
I used Premier Credit Solutions for several months in order to buy a home. Angie was so knowledgeable and helpful. She answered all my questions and handled everything professionally. There was never any judgement, and she raised my credit in just a few months. I started with very low credit and within 4 months I was over 700. This would have taken me several years to accomplish on my own. She found a few medical bills that I was totally unaware of. I owe owning my own home to Angie!Thank you Premier Credit Solutions! 🫶🏻
Whitney Goldwater
23:50 03/31/23
Angie Salcido is the REAL DEAL!
Stephen Young
23:38 03/28/23
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GET STARTED

Get Approved or Lower Interest Rates with Mortgage Credit Repair

Schedule your 100% free no-obligation consultation now and allow us to use our experience to improve your credit.

We start with a personalized assessment to evaluate your unique credit situation, allowing us to create a customized repair plan tailored to your needs. Our experienced credit specialists provide ongoing support and advice, ensuring you understand every step and make informed decisions. We use targeted strategies to address factors impacting your mortgage eligibility, such as removing inaccuracies, negotiating with creditors, and optimizing credit utilization.

Throughout the process, we proactively monitor your credit report and scores, making necessary adjustments for optimal results. We empower clients through comprehensive education, providing resources and tools to maintain a healthy credit profile long-term. Our results-driven approach focuses on improving your creditworthiness to secure better mortgage terms and rates.

BLOGS AND INSIGHTS

Recent Articles

Many of life’s biggest decisions are impacted by credit. Allow us to help you prepare.

How Credit Report Errors Affect Mortgage Applications
Mortgage Credit Repair | June 12, 2024
How Credit Report Errors Affect Mortgage Applications

Fixing credit report errors is crucial for securing the best mortgage terms.

How Improving Credit Helps Mortgage Approval
Mortgage Credit Repair | June 7, 2024
How Improving Credit Helps Mortgage Approval

Credit scores is one of the most important factors in mortgage approval.

How Credit Scores Impact Your Mortgage Rates
Mortgage Credit Repair | June 7, 2024
How Credit Scores Impact Your Mortgage Rates

Credit scores have a major impact on mortgage rates. Good credit can save you thousands in interest.

Good Credit = Lower Mortgage Interest Rates

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    Let’s Talk

    Good Credit = Lower Mortgage Interest Rates